Plan Ahead
This month
CMA consultation deadline for steering conduct requirement
CMA consults on app‑platform steering limits.
28 Jul
CMA consultation on steering and NFC access for Apple and Google mobile platforms
CMA consults on steering and NFC access for Apple and Google.
28 Jul
September 2026
Canada–Mercosur Free Trade Agreement signing
Signing of the Canada–Mercosur free‑trade agreement.
01 Sep
European Parliament plenary session (September 2026)
September 2026 European Parliament plenary.
14 Sep
October 2026
European Travel Information and Authorisation System (Etias) launch
ETIAS requires online pre‑travel authorisation for visa‑exempt visitors from Q4 2026.
01 Oct
Removal of debit and credit card surcharges in Australia
Card surcharges are banned in Australia from October 2026.
01 Oct
Access to Banking Review report
Review due Oct 2026 on branch closures and digital banking impacts.
01 Oct
Ofcom consultation deadline on draft measures for scam ads
Ofcom consultation on scam-ad rules (deadline 2 Oct 2026).
02 Oct
Brazilian presidential election
Brazil’s general election on 4 Oct 2026 could affect remittances and currency flows.
04 Oct
FCA Annual Public Meeting
FCA Annual Public Meeting in Edinburgh on 6 Oct 2026.
06 Oct
Most Powerful Women Summit
Fortune’s annual Most Powerful Women leadership summit
12 Oct
November 2026
UK food price level (November 2026)
November 2026 UK food price data released; impacts household spending and remittances.
01 Nov
EU Customs Code reforms implementation (handling fee & parcel duties)
EU begins enforcing new e‑commerce customs rules.
01 Nov
APEC Summit
APEC 2026 in Shenzhen shapes Asia‑Pacific trade and fintech policy.
18 Nov
December 2026
EU rollout of Digital Identity Wallets (EUDI Wallets)
EU-standard digital ID wallets coming to all member states by end-2026.
31 Dec
Open USD stablecoin launch
Consortium to launch Open USD stablecoin in 2026.
31 Dec
January 2027
Halifax rebrand to Lloyds
Halifax to be rebranded as Lloyds in 2027.
01 Jan
Erasmus+ programme reopening (UK participation)
Erasmus+ reopens to the UK in 2027, restarting major cross-border exchanges.
01 Jan
Launch of retail Personal Investment Accounts (PIAs) in Ireland
Ireland plans tax‑efficient PIAs for retail savers, due 2027.
01 Jan
Employment Rights Act flexible working changes coming into force
UK flexible‑working rules change in 2027, requiring consultation and reasoned refusals.
01 Jan
March 2027
UK subscription law changes (consumer protections)
UK law in spring 2027 mandates easier cancellations, refunds and clearer subscription pricing.
01 Mar
Scam prevention framework rollout
UK mandatory Scams Prevention Framework affects banks, platforms; effective 31 March 2027.
31 Mar
April 2027
UK cash ISA allowance change
Cash ISA allowance for under‑65s drops to £12,000.
01 Apr
UK mandatory gender pay-gap action plans (implementation)
UK requires large employers to publish gender pay-gap and menopause action plans.
01 Apr
ETIAS mandatory start (for Schengen short-stay visitors)
ETIAS mandates online travel authorisations and fees for Schengen short stays from April 2027.
01 Apr
Inheritance tax change bringing pensions into IHT scope
UK pensions to be included in IHT, affecting reporting and cashflow.
06 Apr
French presidential election
French presidential election in April 2027 could shift currency and payments landscape.
10 Apr
July 2027
Removal of Australia's 50% CGT discount (start of new CGT regime)
Australia will replace the 50% CGT discount with inflation-indexing and a 30% minimum tax.
01 Jul
EU ban on cash payments of €10,000 or more (application date)
EU bans €10,000+ cash business payments from 2027, tightening AML checks.
10 Jul