UK cash ISA allowance change
Thursday 1st April, 2027
From 1 April 2027 the annual tax-free cash ISA allowance for UK savers under 65 will be reduced from £20,000 to £12,000 per tax year; over-65s retain a £20,000 allowance and the stocks-and-shares ISA limit remains £20,000.
Why have we flagged this?
Strong alignment — Wise can offer clear proactive and reactive angles: customer guidance on moving savings between currencies/accounts, optimising cross-border savings, data-led analysis of consumer behaviour, and spokespeople reacting to policy impact for savers.
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