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The Flash Flood Claims Index
LexisNexis Risk Solutions analysed UK home insurance claims to reveal that seven in ten flood claims are caused by flash surface-water flooding, not rivers. The timely data, released alongside fresh Met Office thunderstorm warnings, reframed flooding as a summer and urban risk rather than simply a winter problem.
Why it worked: It piggybacked a live Met Office warning with counterintuitive claims data that split “flood” into two perils, creating a fresh pricing/underwriting angle.
The lesson: Consider releasing fast-turn analysis that reframes a familiar risk by disaggregating one catch-all category into distinct, timely subtypes.
Coverage over time
How this story spread across the media
| Publication | Headline | Date |
|---|---|---|
| insurancebusinessmag.com | Seven in 10 UK flood claims linked to flash flooding, LexisNexis finds | Insurance Business | Thursday 20th August, 2026 |
| insurancebusinessmag.com | Seven in 10 UK flood claims are flash floods - and treating all the same is how insurers misprice it | Insurance Business | Thursday 20th August, 2026 |