Launch of retail Personal Investment Accounts (PIAs) in Ireland
Friday 1st January, 2027
Irish authorities are designing a retail Personal Investment Account (PIA), a tax‑efficient savings and investment product aimed at boosting household participation in capital markets, with legislation and product design underway and a target launch in 2027. This gives Wise a chance to comment on how tax‑efficient, low‑cost, cross‑border-friendly financial tools and multi‑currency accounts can help customers in Ireland access and manage PIAs, particularly given Wise’s presence in the UK and Europe and its focus on transparent international money movement.
Why have we flagged this?
Strong alignment: Wise can credibly comment and act—promoting multi‑currency accounts, low‑cost cross‑border transfers and guidance for Irish customers using PIAs, plus data or product ideas to shape rollout and comparisons with UK/EU schemes.
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