Removal of debit and credit card surcharges in Australia
Thursday 1st October, 2026
From October 2026, new Reserve Bank of Australia rules will prohibit businesses from charging separate surcharges for Mastercard, Visa and eftpos card payments, and will lower caps on issuer fees—affecting pricing, merchant costs and card rewards across Australia.
Why have we flagged this?
Strong alignment: Wise can offer clear proactive content on how Australians can save on cross-border card fees, explain implications for card payments and merchant costs, and comment reactively as rules land.
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