Banks must refund account fraud victims
Thursday 15th October, 2026
The European Court of Justice ruled that banks must initially refund victims of account fraud, even if they are accused of negligence, though banks can later reclaim the money.
This gives you a chance to join the conversation about protecting people who use digital financial services across Europe.
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Why have we flagged this?
The ECJ ruling changes how banks handle fraud refunds across the EU, giving you an opportunity to explain how the decision affects Wise customers and cross-border payments.
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