Banks plan stablecoin schemes
Monday 21st September, 2026
A survey says most banks are considering stablecoin schemes, which could change how people move and hold money across borders.
This gives Wise a natural chance to comment on whether stablecoins will make international payments genuinely faster, cheaper and clearer for consumers.
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Why have we flagged this?
Most banks considering stablecoins is major fintech news that could reshape cross-border payments, giving Wise an opportunity to explain consumer benefits, risks and likely effects on international transfers.
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Thinking...
These are starting points for inspiration, not finished ideas.
Expert comment
Warn consumers that stablecoins do not remove exchange-rate costs
Argue that a digital token can move money quickly while still leaving consumers exposed to conversion fees, spreads and cash-out charges.
Expert comment angle: Have Wise’s cross-border payments expert offer this view to personal finance and fintech journalists covering banks’ stablecoin plans.
Why: It cuts through the technology hype with a practical consumer question: what will the transfer really cost?
Newsjack
Invite banks to join a public stablecoin cost challenge
Ask banks planning stablecoin schemes to compare the total cost and speed of sending the same amount across borders against existing payment methods.
Newsjack angle: Run the challenge with an independent consumer advocate and pitch the results to national consumer finance and business desks.
Why: It turns an abstract banking trend into a simple, competitive test readers can understand.
Expert comment
Challenge banks to publish the full stablecoin transfer cost
Call for banks to show the complete cost of sending and cashing out stablecoins, including exchange-rate mark-ups and network fees.
Expert comment angle: Offer this specific transparency test to consumer finance desks and technology reporters writing about the survey.
Why: It gives journalists a clear standard for judging whether stablecoins actually improve international payments.