Personal cyber insurance must be standalone
Tuesday 21st July, 2026
Tokio Marine HCC says rising wire‑transfer fraud, impersonation scams and AI‑enabled attacks mean personal cyber cover should be standalone, not a homeowner bolt‑on, in the US.
This gives Wise a chance to talk about protecting customers from transfer and account fraud in the UK and Europe, where cross‑border payments and multi‑currency accounts raise similar risks.
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Why have we flagged this?
Growth in personal cyber risk—especially wire transfer fraud and impersonation—directly affects your customers who move money cross-border, so you can offer data and expert comment on fraud trends and fraud-prevention measures.
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