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Barclays broadens mortgage criteria for directors

Industry News
Tuesday 13th October, 2026 Barclays will consider eligible limited company directors’ share of company profits after tax when assessing mortgage affordability, regardless of property value. This gives you a chance to explain how changing mortgage rules could affect UK homebuyers who run limited companies.
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Why have we flagged this?

Barclays has widened mortgage affordability criteria for some company directors, which could affect buyer access and demand; you could share Rightmove data on interest from this group or property-search trends.

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